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Luxury Villas and Property for Sale in Koh Samui & Thailand
Stunning 4 Bed Luxury Sea View Villa in Bophut
Stunning 4 Bed Luxury Sea View Villa in Bophut
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Stunning 4 Bedroom Sea View Villas in Ban Makham
Stunning 4 Bedroom Sea View Villas in Ban Makham
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Stunning 5 Bedroom Luxury Villa in Cape Yamu Phuket
Stunning 5 Bedroom Luxury Villa in Cape Yamu Phuket
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Super Luxury 4 Bed Beachfront Villa in Chaweng Beach
Super Luxury 4 Bed Beachfront Villa in Chaweng Beach
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Setting the standard for Koh Samui Property in Thailand - Luxury Villas, Apartments, Land & Real Estate Investments.

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Conrad Properties: Professional Real Estate Agency in Koh Samui

Welcome to Conrad Properties: Luxury Professional Real Estate Agency in Koh Samui. We are dedicated to providing you with complete, professional, and personalized advice on Koh Samui real estate for sale.

Browse through our massive collection of properties in Koh Samui for sale. Whether you\'re looking for hillside sea-view villas, luxury beachfront villas, and other great land investments, we can be of service. We'll be with you every step of the way in finding and owning your very own dream real estate property for sale in the beautiful island of Koh Samui, Thailand!

Extensive Pool of Koh Samui Real Estate For Sale

We are a trusted real estate agency with a behemoth selection of luxury villas, modern condos, and other amazing properties in Koh Samui for sale.

Our property advisors in Koh Samui — also called "Coconut Island" — are very experienced in this field. They have rich knowledge of this specific market and are updated with the latest information on the island. They are very skilled in helping clients find and acquire the best properties in Koh Samui for sale.

Conrad Properties advisors are well versed with local laws as well as updated on developments in Koh Samui real estate regulations. They will be by your side at all times throughout what appears to many people as a complex legal process: purchasing Koh Samui real estate for sale (either as a Luxury Freehold Property or Leasehold Property) in Thailand.

Choosing the Right Location to Buy Property in Koh Samui

When considering purchasing property on the serene island of Koh Samui, it is essential to weigh your options regarding proximity to the beach, remote location or living close to different amenities. Living near the beach offers convenient access to ocean activities like swimming and water sports but may also entail dealing with tourist foot traffic. To make an informed decision, consider factors such as amenities, privacy, and rental potential.

Read more about choosing the right location to buy property in Koh Samui or browse through properties in the most popular locations of Koh Samui below:

Property for Sale in Bophut, Property for Sale in Chaweng Noi, Property for Sale in Chaweng, Property for Sale in Plai Laem, Property for Sale in Bangrak, Property for Sale in Lamai, Property for Sale in Maenam, Property for Sale in Lipa Noi, Property for Sale in Bangpor, Property for Sale in Taling Ngam.

Why Invest in Properties in Koh Samui For Sale

A large number of people and businesses alike have sought our help to invest in luxury properties in Koh Samui in recent years. We observed that many of the individual buyers are expatriates, business people, and foreign retirees — and all of them are well aware of the many benefits of investing in a Koh Samui real estate for sale.

Here are some of the main reasons why we at Conrad Properties agree that acquiring properties in Koh Samui for sale is a smart decision:

  1. 1) Pure Charm

    The country of Thailand itself is, no doubt, a beauty. Bangkok, its capital, is a popular tourist destination due to its bustling city life, great accessibility, and exciting activities. Unfortunately, largely due to those very same reasons, Bangkok has become crowded, noisy, and polluted for many people. As a result, people have turned to finding their own bit of paradise outside the capital, and Koh Samui is undoubtedly and unsurprisingly a leading choice.

    Located in the Southern Gulf of Thailand, the scenic and tranquil island of Koh Samui is considered by many as the epitome of a tropical vacation destination and hidden getaway. With its location by the gulf, it features stunning coastline beaches, majestic views, and virgin natural resources. All of these and more combine to make it an astonishing place for people seeking a memorable holiday as well as those who are out to find their dream family home or new investment property.

  2. 2) Fast-Growing Market

    The number of properties in Koh Samui for sale have been rising in the past decade. In fact, Koh Samui has become the second most developed island in the country for real estate, just after Phuket. This is due to a large number of property developers that are constructing nearly all types of buildings in the island, even including upscale resorts, hotels, and restaurants.

    Because of its fast growing real estate market (and prices seeing a constant 5 to 10 percent year on year increase since 2016), Koh Samui real estate for sale has become a preferred choice of British and Hong Kong expats among others. On top of that, the island offers a far more affordable luxury holiday experience compared to Europe.

    While the value of every property in practically all parts of Koh Samui is appreciating, we at Conrad Properties strongly recommend that you buy properties in Koh Samui for sale that are located in an exclusive, safe, and well-maintained community. Many of our clients found their Koh Samui real estate for sale (especially beachfront properties) in areas like Chaweng Noi, Bophut, Lamai, and Maenam.

    Other good neighborhoods to consider buying a Koh Samui real estate for sale in are Choeng Mon, Plai Laem, Chaweng, and Bangpor. Bangrak, Lipa Noi, Thong Krut, Laem Sor, Taling Ngam, and Laem Set are wonderful locations as well.

  3. 3) Rich Infrastructure

    Koh Samui offers not only untainted beaches, lush forests, and tropical bliss; it also features a large selection of amenities and attractions that cater to all sorts of crowds — and the number just keeps on growing every single year.

    After all, Koh Samui's international airport welcomes millions of passengers every year. It has direct air links to Singapore, Hong Kong, and Kuala Lumpur. Koh Samui also has huge shopping centers (like Tesco Lotus) and diverse attractions (such as Fisherman's Village) for entertaining people of all ages.

    In addition to that, this tropical island is protected by stringent building codes and regulations, thus making it practically impossible to become a highly populated area. This, in turn, helps protect the value of properties in Koh Samui for sale. For instance, no buildings on the island can be taller than 12 meters in order to prevent blocking the breathtaking views of the sea.

    In the past decade, we've seen more and more schools, hospitals, and other important facilities open on the island to cater to the growing number of people who want to permanently reside, retire, or invest in Koh Samui real estate for sale. Transportation options and international dining choices are steadily growing as well.

Crucial Advice Before Buying Koh Samui Real Estate For Sale

1) In the past decade, we've seen more and more schools, hospitals, and other important facilities open on the island to cater to the growing number of people who want to permanently reside, retire, or invest in Koh Samui real estate for sale. Transportation options and international dining choices are steadily growing as well.

2) Know your purpose in buying Koh Samui real estate for sale. The reason for this is that your specific reasons and preferences should be taken into account when searching for the right property, since it can be quite overwhelming and enticing to see all the beautiful properties in Koh Samui for sale.

3) Choose the right location for your needs. All areas of Koh Samui certainly offer a slice of paradise, but certain areas are particularly geared for certain types of people. For instance, if you're adventurous and love surfing, a beachfront villa near Chaweng Beach is ideal for you; however, if you're a retiree with growing children, a site near shopping centers like Tesco Lotus might be more suited for your family or retirement home.

4) Work with a professional and experienced Koh Samui real estate agent. For instance, Conrad Properties can provide a large selection of choices and recommend the best properties in Koh Samui for sale that are tailor-fitted for your needs, taste, and budget.

How to Buy Properties in Koh Samui For Sale

Are you a non-Thai citizen who's convinced that Koh Samui is the best site for your next real estate property? If yes, read on to find out what you need to know about purchasing Koh Samui real estate for sale.

First of all, you need to be aware that the Land Code of Thailand does not permit foreign nationals to own and develop real estate properties in Thailand, including in the island of Koh Samui. In spite of this, foreign nationals can acquire a villa, house, condo, or any other Koh Samui real estate for sale using one of these two methods:

Method #1 - Through a long-term contract with leasehold

You can take advantage of a lease contract deal that has a term of 30 years. This can then be renewed or extended by up to two times. All throughout that timeframe, you will be treated as the rightful owner of the freehold. This option allows foreign nationals to keep a Koh Samui real estate property for a total of up to 90 years.

Method #2 - Using a company with limited liability

If you have greater financial resources, there's another way for you to acquire properties in Koh Samui for sale: using a freehold.

To go about this, you first need to form a limited liability company in Thailand, which will serve as the owner of freehold land that's acquired under the company's name. One of the company's owners or investors can have up to 49 percent, and two or more foreign shareholders are allowed. Foreigners can act as the company's managing director and, therefore, hold power over voting control and other shares, along with absolute control of the purchased real estate property in Koh Samui.

Why Use Conrad Properties to Buy Koh Samui Real Estate For Sale

We at Conrad Properties take pride in being one of the most trusted and professional real estate agencies in Koh Samui. Over the years, we've established a highly reputable brand that delivers on its promises to clients in terms of quality, budget, and customer service.

Here are the top reasons why thousands of buyers have trusted us to be their partner in finding and buying Koh Samui real estate for sale:

  1. 1) Extensive Listing

    We have an enormous and diverse portfolio of properties for sale in Koh Samui. You can choose among luxury villas (including beachfront ones), houses (whether flat or on the hillside), modern condos, upscale apartments, lands of all sizes, and so on.

    Our listings come in all shapes and sizes, and suit a wide variety of budgets and preferences. We have properties for sale in Koh Samui for practically every type of buyer, so check out our listings to find your dream property today!

  2. 2) Competitive Rates

    We offer our real estate services at absolutely no cost: it's free for property buyers like you. Instead, our commissions come directly from the property owners. This enables us to provide buyers of Koh Samui real estate for sale with the most affordable prices in the market.

  3. 3) Area Specialization

    Conrad Properties specializes in providing advice and services in Koh Samui real estate for sale. Our advisors are all extremely knowledgeable and highly experienced in this market, after honing their craft for many years. They'll be able to guide you in navigating property, environmental, and zoning laws in Koh Samui, Thailand, among others.

    You can rest assured that they'll present you with the best investment opportunities — whatever your preferences and budget may be. Thai laws are constantly changing, and our advisors continuously update their knowhow and skills to provide the best services and advice in choosing and acquiring properties in Koh Samui for sale.

    Our diligent team of property advisors are available to answer all the questions you may have when it comes to Thai laws, foreign property ownership in Koh Samui, and other related concerns. Moreover, our advisors are wonderful communicators and adept in speaking English (as well as Thai and French), which definitely helps make communication easier and transactions go more smoothly.

  4. 4) Truly Independent

    While we have terrific working relationships with all property vendors, Conrad Properties is an independent and professional real estate property agency in Koh Samui that's devoted to offering unbiased services and advice.

    Because we are not tied to any specific project or property developer or owner, we are empowered to provide completely objective advice to our clients. Thus, you are assured that we can assist you in finding and buying the property that is truly best for your unique needs.

  5. 5) Reliability

    We have a stellar track record in providing first-rate services and advice relating to properties in Koh Samui for sale.

    Whether you are an existing customer, a new client, a referral, or even just a prospect, you can expect us to treat you with a superior level of care and attention to ensure that the search and purchase process for your Koh Samui real estate for sale is the best it could possibly be.

    We have built our reputation on a solid foundation of business acuity combined with the highest code of ethics. We take pride in providing honest and reliable Koh Samui real estate property services and advice.

Take advantage of huge discounts in Koh Samui real estate properties for sale due to the COVID-19 pandemic. Search for your dream property in Koh Samui, Thailand today!

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4 THINGS YOU SHOULD KNOW ABOUT US

  • Committed

    We are an independent property agency committed to providing professional, reliable real estate services, to help you find your dream property in Thailand or Asia.

  • Customers

    We focus on your needs as a customer first, to help you find the right property. With a friendly team of staff able to speak many languages, we can take care of you even after your purchase.

  • Choice

    We have an extensive choice of properties for sale and rent in Thailand and Asia, from private villas and luxury apartments, to freehold condominiums, and land investments.

  • Competitive

    Our services are free for both property buyers and renters. Our commissions only come directly from property owners, so our buyers can get the most competitive price available on the market!

Koh Samui Property for Sale

From exclusive Real Estate developments in private gated communities, to foreign freehold condominiums and apartments, we offer a handpicked portfolio of luxury accomodation in Koh Samui. With competitive prices, premium quality and prime locations, our multi-lingual staff are happy to assist you find your dream property.

Koh Phangan Property

We offer a wide selection of Koh Phangan real estate, from holiday homes to luxury sea-view villas & condominiums with full resort facilities. Browse our list of property for Sale in Koh Phangan & Join our mailing list to receive property promotions.

Koh Samui Luxury Properties

Luxury Real Estate in Koh Samui has experienced very strong demand in these recent years, with exclusive new sea-view villas and prime beachfront properties for sale, with upmarket buyers from Hong Kong, Singapore & China. Feel free to browse our unique handpicked collection of Luxury Properties for sale in Koh Samui, Thailand.

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At Conrad Properties we are committed to delivering the best possible service, to ensure you are completely satisfied with your property choice.

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Land For Sale in Koh Samui

We specialize in sourcing land for sale in Koh Samui and surrounding areas; from prime beachfront land, to pristine sea-view land on hillsides and flat land for bespoke villas, all inspected and approved for our client’s security. The land we list on our website is a fraction of the land we have available. Please Email us for a full list.

Koh Samui Real Estate Advice

As an independent real estate agency we are not tied to any specific projects or owners, and can offer our clients unbiased FREE property consultation. Whether you are a new, referral or regular customer, we will treat you with the same level of patience and respect, to ensure your property purchase is as smooth as possible experience.

Thailand Real Estate Buying Guide

You may be wondering Can foreigners buy property in Thailand? If you are looking for reliable Real Estate advice on property laws in Koh Samui, we offer a dedicated hub of accurate information, including: property taxes & legal fees. To help you navigate your Koh Samui Real Estate investment successfully check out our Buyer's Guide..

Frequently Asked Questions

Can foreigners buy a house in Koh Samui?

In Thailand, foreigners are prohibited to own land. However, don't fret. Your dream of owning Koh Samui land isn't necessarily over!

There are multiple legal ways for you, a foreigner, to own property in Koh Samui. You can still buy a place to live or rent out but it's not as direct as purchasing land in your locality.

Follow these methods to get your own gorgeous apartment or villa. There are ownership methods to buy property in Thailand as a foreigner outlined below.

Foreign buyers also have to familiarize themselves with Thai land measurement units like "rai", "ngan", and "talangwah". 1wah is 4 square meters. 1ngan is 100 wah or 400 square meters 1 rai is 4 ngan or 400 wah or 1,600 square meters.

What are the ownership options for Property Buyers in Thailand?

Setting up a Thai Limited Company ownership option is the most common land ownership option for foreign property buyers. Essentially, it has the company you've set up to buy the Thai property on your behalf.

The caveat here is that the company should have about 51 percent (or more) of its shareholders as Thai citizens. The rest of the 49 percent (or less) of shareholders can be foreigners.

You can avail of the 30 + 30 + 30 leasehold deal. You can lease land in Thailand for 30 years and own the structure built on it. After 30 years, you can renew the lease twice, allowing you a maximum of 90 years of leasehold ownership.

This is as opposed to freehold deals, which gives you absolute ownership of real property that you can own indefinitely. For foreigners, you can get freehold ownership of a condo title or by freehold acquisition from a company buying the property on your behalf.

You can also go the Marriage Property route. In other words, by getting a Thai citizen spouse, the two of you can share ownership of Thai property and land by marriage.

Best locations to buy property in Koh Samui?

Some of the best and most popular locations tobuy villas from or even visit in Koh Samui include Chaweng Noi, Lamai, Choeng Mon, Bophut, Taling Ngam, and Maenam.

  1. Chaweng Noi: It is the main tourist area known for its nightlife and sandy beaches. It's also filled with beach bars galore along withproperties. Most tourists congregate here for shopping, fine dining, and regular parties.
  2. Cheong Mon: It is the most upscale area of the island. This means on top of having a quality beach,Cheong Mon is also home to high-quality villas and developments as well as complete amenities.
  3. Bophut: It is the best family area for those looking for apermanent residence. You can avail yourself of more affordable housing and apartments in the beach town while immersing yourself in local culture.
  4. Taling Ngam: It is known for its untouched nature. In other words, you'll be closest to Mother Nature as aTaling Ngam resident, with the place exuding a simpler provincial life rather than a touristy existence.
  5. Maenam: Maenam is renowned for its affordable tours and vacations. If you're a tourist who wishes to indulge in what tourists are usually after, you can book various tours and hikes beloved by many adventurous backpackers out there.
How to set up a Thai limited company?

To set up your Thai limited company, you essentially need to prepare all the relevant paperwork prior to registration and have local Thai shareholders available.

Second, identify the directors, promoters, and shareholders. You need at least 3 promoters and shareholders and 1 director to register the company and set it up.

File a Memorandum of Association (MOA) to the Department of Business Development (DBD) in the Ministry of Commerce.

Convene a statutory meeting once the company's share structure has been defined, the Board of Directors have been elected, an Auditor has been appointed, and the MOA has been approved.

Register the company. The Company Directors must submit an application to register the company within 3 months of the date of the Statutory Meeting complete with registration fees.

After registration, open a company bank account and put your capital there.

Register for corporate income tax and VAT. Register a social fund, apply for Visa, and apply for a work permit.

You should also have a minimum capital of ฿2 million per foreigner hired to get them a Non-Immigrant "B" Visa and a Work Permit to work in Thailand.

Your Thai limited company should have at least three shareholders and have majority Thai shareholders at that (51 percent or more).

Their participation is limited because the directors manage the company affairs. The liability of each of them is limited to the "par value" of their shares.

What are the tax implications of owning property in Koh Samui?

If you're an individual property owner who wishes to lease or rent out your property for commercial use, a 12.5 percent Housing and Land Tax shall be collected from your yearly rental revenue.

Its value is in accordance with whichever is higher—the lease agreement or the yearly assessed value by local authorities. Local authorities can adjust the amount if the owner's self-declared value is too low based on various factors.

Building and land tax exemptions are available for owner-occupied residences. However, if the owner has second or more properties under his name or bought on behalf of him (as a foreigner), these properties aren't automatically exempt.

The owner is responsible for informing local authorities if the property is put into commercial use or leased out. He should thus pay rental tax earned before the end of February annually.

The Thailand tax burden is usually passed on to the tenant or lessee in the lease agreement.

Foreigners who can only lease the land can still be exempt from taxation as long as the house built on the leased land is under their ownership and serves as their residence (thus, it's an owner-occupied house).

The property tax is the responsibility of the owner of the leasehold apartment or condominium when he rents out his units. Again, this tax burden is usually passed to the tenant or lessee.

If a Thai company owns the land, buildings, or developments of a property and they're used as a rental property, holiday home, or director's residence, the company is responsible for paying the land and housing tax even if the company doesn't operate a business with it or gets any income out of it.

A foreigner living in a property bought on his behalf by the company can't have that property regarded as "owner-occupied", thus it's not exempt from property tax.

Is it expensive to live in Koh Samui?

It costs approximately £60, $70, €70, or ฿2,600 a day to live in Koh Samui as a vacationer or tourist. For higher-end deals, you need to loosen your purse strings more.

It also depends on where you wish to stay and what you want to eat or drink. If you're capable of eating cheaply, most of your tourist budget will be taken by accommodation.

In regard to the cost of living in Koh Samui as a resident, you need to have at least a monthly net salary of ฿13,000 ($365) to survive. You should have upwards of ฿26,000 ($730) or more to also be able to afford rent.

The cheapest restaurant in Koh Samui costs ฿100 ($2), local transport costs ฿50 ($1), and utilities cost upwards of ฿3,600 ($100) monthly plus ฿500 ($14) mobile phone plans and ฿500 ($14) Internet.

Rent also costs about ฿16,000 ($450) per month for 1-bedroom apartments in the city center.

Is buying a property in Koh Samui a good investment?

Yes. Koh Samui isn't only a high-demand location among tourists. Its many developments, off-plan, and resale properties are also rising in value as we speak.

It even serves as a high-yield investment for those who could afford to buy and rent out their own property, thus generating a substantial amount of income from the influx of renting tourists from all over the world.

It's not only a high-yield investment. You can also buy a Koh Samui property as your retirement home of sorts, thus allowing you to retire in peace and in the middle of Southeast Asian paradise.

Koh Samui is already complete with its own hospitals, groceries, shopping malls, cinemas, international schools, transportation options, walkable streets, and beaches at every turn. Your investment will pay dividends in every which way.

What are the best ways to finance a property purchase in Koh Samui?

The best ways to finance a Koh Samui property purchase includes an outright cash purchase (if available) and mortgage loans.


  • Cash Purchase: If you have readily available funds, paying in cash is the most desirable option for the seller and you as the buyer. It's because it simplifies things and eliminates the long wait for loan interest payments.
  • Your negotiating power can also improve by going the cash purchase route. For example, you can ask for discounts or better deals by proposing you pay for the property in cash or in brief cash installments.

    Make sure you have adequate reserves of cash aside from the value of the property in order to cover for contingencies such as property maintenance, taxes, government fees, and unforeseen expenses.

  • Mortgage Loans: The most common financing form for purchasing property is the mortgage loan. These loans are given by financial institutions such as banks. The property itself should serve as the security for the loans.
  • Mortgage loans require you to have strong credit and high income that help the bank feel secure in giving out their loan and having it paid along with interest. This is on top of the purchased property possibly defaulting to the bank if you fail to pay for it.

    Interest rates and requirements should vary based on the location of the property and the financial circumstances of the lender.

    Koh Samui Property: Off-Plan vs. Resale – Which is better?

    Both off-plan properties and resale properties have their own respective pros and cons inherent to their nature. Choose the one that makes the most financial sense to you as a buyer.


  • Off-Plan Properties: An off-plan property usually involves an empty lot or piece of land. It's a property before a structure is built on it. It's usually marketed to real estate developers and early adopters of new developments.
  • Off-plan properties give you the best investment opportunities compared to completed resale properties. It's because you're building something from scratch in accordance with your plans and goals.

    By making an off-plan property investment, you can lock in an early price and get capital appreciation on the value of the land. You can also enjoy higher rental yields, a structure built to your specifications, favorable interest rates and loan packages, and better payment structures.

  • Resale Property: A resale property is a previously purchased property sold to someone else. It can be a residence as well as an existing villa, condominium, or apartment.
  • In a commercial context, resellers buy cheap properties from wholesalers or manufacturers to resell the property to make a profit. It also refers to individuals or companies selling existing properties with structures already built on the land.

    On the other hand, there's benefits to be had from a good resale property deal, whether you're dealing with a ready-made mansion, a fixer-upper, or if your best course of action is to demolish everything but you still bought the land at a good price.

    Essentially, if you look around for resale property, you're sure to find one that closely fits your requirements, thus saving you from needing to build a structure from scratch.

    If you look for off-plan property instead, you can build a brand-new property of your dreams instead of paying endlessly for repair costs for the foreseeable future.

    What are the costs associated with buying a property in Koh Samui?

    Every property has its own respective cost. Small bungalows obviously don't cost as much as sprawling beachfront villas. Here's a breakdown of their costs in price range terms.


    Small bungalows cost ฿2 to ฿3 million ($56K to $84K).Garden-view villas with pools cost ฿5 to ฿7 million ($140K to $196K).Sea-view villas with pools cost ฿10 to ฿12 million ($281K to $337K).Beachfront villas can go upwards of ฿30 to ฿40 million ($843K to $1M) because of high demand and rising beachfront prices.

    You can also avail of condominium and apartment options on Northeast Koh Samui, with 30 sqm units starting at ฿1 million ($30,000). When buying land plots for sale, consult with a lawyer to check the zone designation of the land to know what can and cannot be built from there, so that's extra lawyer fees right from the start.

    If you're a foreigner, you'll also need to pay for fees and have enough capital to set up a Thailand limited company that will buy Thai freehold properties on your behalf—this on top of finding a majority of Thai citizen shareholders (51 percent and above).

    As for government fees and taxes, they include the transfer registration fee of 2 percent (normally shared by the buyer and seller), withholding tax of 1 percent (normally paid by the seller), specific business tax of 3.3 percent (normally paid by the Seller), and stamp duty of 0.5 percent (normally paid by the seller).

    Client Testimonials

    We had a wonderful experience working with Conrad Properties. Zanette went above and beyond to assist us in the purchase of Villa Celadon on Samui, and made the entire process very ...Read More

    Jennifer M, Singapore

    Hard to describe in words how much effort Conrad is spending to generate customer satisfaction. With the highe ...Read More

    Tom Buckenberger, Germany

    They have a broad and good portfolio and their agents are considerate and patient and show you all their properties and don't rush you into buying. They respond fast and have fai ...Read More

    Boerries Baumann, Germany

    Many thanks to Conrad and especially to Zanette, who found exactly the Villa we were looking for and who supported us always with the highest level of competence in the sales process ...Read More

    Silvin Bruns, United Kingdom

    Conrad found us our dream home. I would recommend anyone looking to buy or rent to use Conrad. Always polite. Always helpful. Always informed. Someone you can definitely trust.

    Andy Woodhouse, Hongkong
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